Law Offices of
Kirsten B. Ennis
Are you being harassed by creditors?
Are you being sued?
Does fear of losing your home keep you up at night?
You are not alone –
I can help!
With over 20 years experience in consumer bankruptcy law, I can show you your options.
As a New Jersey Real Estate Lawyer I have helped my clients sell and purchase their homes. Sometimes a short-sale is necessary when you owe more on mortgage than the property is worth. I obtain the approvals from the mortgage company to reduce the mortgage pay off and get the property sold.
As a New Jersey Foreclosure Lawyer I have filed answers to complaints and motions to dismiss that have stopped the foreclosure process for my clients.
As a New Jersey Mortgage Lawyer I have helped several hundred clients obtain affordable mortgage payments. Reduced interest rates, principal reduction, extended term and elimination of late fees are some of the ways to modify a mortgage loan. To learn more go to my web page Mortgage Modification.
– As a New Jersey Bankruptcy Lawyer I am a Debt Relief Agency under the United States Bankruptcy Code. I have filed thousands of petitions for clients in Chapter 7 bankruptcy and Chapter 13 bankruptcy. Bankruptcy provides a fresh new financial start. In almost all cases my clients can keep their home, cars and personal property because their property is exempt from the bankruptcy.
As a Federal Lawyer I represent clients that have had their rights violated by debt collectors. Many debt collectors do not comply with the strict laws that govern the way they conduct collection activities. I sue debt collectors or debt collection agencies when they break the law and obtain monetary awards for our clients.